FINANCIAL STRATEGIES GROUP (FSG)
Comprised of fixed income and capital markets specialists, with decades of experience, the Financial Strategies Group is a vital component to First Empire’s balance sheet approach. The group works with institutional clients focusing on the 4 M’s – Measuring, Monitoring, Managing and Modeling the impact of various balance sheet scenarios. Clients have come to rely on the group’s ability to tie together significant balance sheet-related elements, including ALM, regulatory, investments, funding/liquidity and loans.
C-Suite in a Box: The Financial Strategies Group helps clients assess their ALM profile and the sustainability of their balance sheet against various market environments. In taking a deeper look at an institution’s overall performance, we become a strategic partner to institutions as they manage their balance sheets. Clients have described the Financial Strategies Group as a “C-Suite in a box” as we work hand in hand with CEOs and CFOs, discussing issues affecting their balance sheet. This approach allows the group to consistently deliver innovative ideas across the entire balance sheet, while also keeping an institution’s overall risk profile in check. Ideas could include fine tuning the investment portfolio, improving diversification within the loan portfolio or increasing liquidity through funding strategies.
Advanced Analytics: Our financial strategists are equipped with state-of-the-art proprietary analytics that can model virtually any investment scenario for a client, and immediately display potential changes side-by-side the original portfolio. Our Dynamic Portfolio Analysis (DPA) can show changes to overall performance of the portfolio and can measure the portfolio’s interest rate risk, liquidity risk and concentration risk.
Customized Planning: As many of our analytics are built and managed in-house, FSG can quickly recommend strategies to clients in response to changing market conditions. Every client’s situation is unique, and having the flexibility within our analytical suite allows FSG to identify effective and customized strategies for each institution. The group’s involvement with each client can range from a single area to customized options for the entire balance sheet, always focusing on providing executable strategies.